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Union County Crisis Assistance Ministry

When families fall upon hard times, we help them get back on their pathway to financial stability and success.

Proudly Serving Union County, North Carolina
Since 1985

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Financial education resources help individuals move

from a place of need to one of independence.

Financial education will empower individuals to make informed decisions that will improve the financial well-being of their families.

 
 
 
 

Watch Free Financial Webinars Here

 
 






Video

Resource #1

Webinar: Managing Your Finances During a Pandemic

 

This webinar was created by the nonprofit organization Money Management International which offers free credit counseling and education. This video helps individuals and families navigate the effects of the coronavirus on their finances.

 
 






Video Resource #2

Webinar: Roadmap to Financial Stability: Personal & Household Budgeting 

 

Check out this webinar produced by the National Financial Education Center.

This webinar teaches the steps to creating a budget also known as a spending plan. It teaches financial basics such as what is the difference between net and gross income,  need vs. want and how to balance a checkbook. We hope you find this video informative and that you learn something that you can apply to your finances. Knowing where your money is going can help you make wise financial decisions.

 

 
 
 





Video Resource #3

Webinar: Chronic Financial Stress Syndrome

 

Check out this webinar produced by the Center for Financial Social Work 

In this video, they present information about Chronic Financial Stress Syndrome also known as CFSS. 

-In the video they discuss how as much as 87% of Americans have some kind of debt. These debts and other financial stresses can have detrimental impacts on mental health and wellbeing of individuals. 

Topics covered in the video about CFSS are:
-Basic concepts
-Why it happens
-Symptoms
-Short and long-term effects
-Impact on the home and the workplace
-10 ways to stop the cycle of CFSS

 

Video Resource #4

Webinar: Financial Health Matters

 

Check out this webinar from a nonprofit in SC called SC Thrive


-In this webinar, viewers will learn about the effect of finances on people's mental health and how it can impact different areas of their lives including job performance.

-One interesting statistic from the video is that 71% of employees experience financial stress and 53% of employees reported that it affected their work performance.

-The video also discusses financial tips such as the difference between loan forbearance and loan deference. Lastly, the webinar offers links to various free resources such as free credit counseling, debt management and how to get a free credit score check to name just a few. 

 





Video

Resource #5

Webinar: Is There Such a Thing as a COVID-19 Budget?


 

Check out this webinar produced by the Center for Financial Social Work 

Nearly half (43%) of Americans consider themselves financially insecure and doubt their circumstances will ever improve. They need help and hope to begin to understand their money problems don't have to control their lives, keep them up at night, ruin their relationships, cause physical, mental, and emotional problems.

The 78% of Americans living paycheck to paycheck pre-COVID-19 were unprepared to lose those paychecks when the virus and the accompanying financial crisis struck. Having some emergency savings may have mitigated at least some of the resulting stress and anxiety.

Watch this video to learn how a budget is a living document and may be adjusted to the fluidity of life. Helping clients adapt their budgets to their lives gives them control of their money instead of the out of control feelings that accompany financial problems and debt.

TOPICS
- The four most critical budgeting steps.
- Spending breakdown by category.
- Understanding a "want" versus a "need".
- Adapting the budget to actual expenditures.
- Tackling budget busters.

 

 


Video

Resource #6

Webinar: How to Survive a Layoff

 

 Watch Surveying a Layoff: Free Personal Finance Webinar from Debt.com

This webinar reviews how you can steady your finances if you are laid off or anticipating a layoff. Especially in the wake of the COVID-19 economic downturn, this survival guide has information that will help you keep debt to a minimum while searching for a new job. This webinar from Debt.com also discusses taxes, contacting banks and creditors and offers tips on where and how to get help. 

Learn how to navigate unemployment and minimize your debt. 

 
 

 

Video

Resource #7

Webinar: How to Manage Money and Credit in Order to Save

 

 This webinar was created as a  collaboration between Money Management International financial education nonprofit and America Saves. 

 "America Saves is a campaign coordinated by the nonprofit Consumer Federation of America (CFA) and is dedicated to helping individuals save money, reduce debt, and build wealth."  

Source: America Saves.org 

This webinar discusses how to create a savings plan, how to set  long and short-term goals and strategies for success. The webinar also links to the the Priority Spending Plan tool available on America Saves.org. Lastly, this webinar discusses how to manage credit wisely as well as how to build credit.

 

 

 

Video

Resource #8

Webinar: BBB Webinar: COVID-19 Scams and What You Need to Know 

 

This webinar has been created and presented by Better Business Bureau 

Unfortunately, scammers prey on fear and uncertainty. With the current COVID-19 pandemic, fear and uncertainty is rampant. Watch out for these current scams related to COVID-19.


Topics Discussed by the Better Business Bureau Branch in Wisconsin:
-Government relief check scams
-Price gouging
-Tips regarding stimulus checks
-Phony Covid test text scams
-Grandparent scam
-Phony websites and fake products for sale
-Computer malware disguised as COVID-19 emails
-Fake phone calls/phishing emails
-Zoom bombing

 

The mission of Union County Crisis Assistance Ministry’s Crisis Intervention Program is to provide a bridge from crisis to stability for individuals in our community who are at risk of losing their most basic needs of shelter and food during personal or family crisis.

CONTACT US


1333 West Roosevelt Blvd.
Monroe, NC 28110
GBarrino@unioncrisis.org
704-225-0440